Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 12 percent)?

%

Enter the total of any one-time payments that your family will have. (E.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Securities America
100 Almeria Avenue, Suite 310 • Coral Gables, FL • 33134
Phone: 866-323-8326 • Fax: 866-610-0042
www.ricktonkinson.com • info@RickTonkinson.com

Securities offered through Securities America, Inc. Member FINRA/SIPC.Rick Tonkinson, Steven Tonkinson, Margarita Tonkinson, Registered Representative. Advisory Services offered through Securities America Advisors, Inc. an SEC Registered Investment Advisor, Rick Tonkinson, Steven Tonkinson, Margarita Tonkinson, Representatives. Rick Tonkinson & Associates, Inc. and Securities America are unaffiliated.

This is not an offer or solicitation for brokerage services or other products or services in any jurisdiction where we are not authorized to do business.  We are licensed to sell Insurance Products in the following states:AL, AR, AZ, CT, FL, GA, IL, KS, NC, NJ, SC, TN,TX, VA, WA. We are registered to sell Securities in the following states: AL,AR, AZ, CT, FL, GA, IL, KS, KY,  NC, NJ, NY, OH,  SC, TN, TX, VA, WA, WI.
 

*FPL is a registered trademark of Florida Power & Light Company ("FPL"). Rick Tonkinson & Associates, Inc.is not endorsed or sponsored by, affiliated with or authorized by FPL Group Inc., its subsidiary, FPL, or the FPL Group Retirement Plans.